Unlike sellers who can choose which Sacramento short sale agent they hire, as an agent, we can't always choose who we get into a transaction with. Sometimes we get stuck with real doozies. When that happens, I try to tell myself that other people are basically innocent. They are only doing the best to which they are capable of doing. Plus, if I am not being helpful, why am I in the business?
A negotiator yesterday for LBPS emailed me to say she needed the estimated HUD to show "Final" instead of "estimated." We don't yet have the short sale approval letter. We don't yet have the buyer's loan docs. We are still negotiating. Not to mention, there's that sticky little federal law that says no can do.
Every morning I look forward to my day as a Sacramento short sale agent. As such, I simply cannot wait to find out what fresh new hell lies in store for me because every day, without fail, it arrives. And just so you know, that fog doesn't roll in on little cat feet.
No cats at this new listing in Orangevale, though. You will, however, find fenced dog runs. This is a 3 bedroom, 2-bath ranch home, built in 1979. It has a circular floor plan to the entertainment area so, if you did have pets, they could chase each other, around and around. When you walk in the front door, to the right and down the hall are the bedrooms and baths. To the left is the living room with a fireplace. Slightly to the right and straight ahead is the family and dining room. Slightly to the left and straight ahead is the breakfast nook / pantry, and the kitchen joins these two areas together.
The floor in the kitchen is slate. The breakfast nook area has ceramic of 3 different sizes laid out in an attractive pattern. The sellers also built a very nice floor-to-ceiling pantry, which is attached as a fixture. There are four doors. Plenty of storage.
Another unique feature is this home has two garages. One garage is attached to the home. It has a door opener, laundry hookups, and you can park 2 cars. In the back yard is another garage. This garage is detached and newer. You could park 4 cars in this garage. All together, parking for 6 cars.
The home is situated on a cul-de-sac and .21 acre. It could use a little bit of TLC, mostly flooring and walls, maybe some pest, and probably will not pass FHA financing.
9127 Suzette Court, Orangevale, CA 95662 is offered exclusively by Lyon Real Estate at $149,000 as a short sale. For more information, call your Sacramento short sale agent, Elizabeth Weintraub, at 916 233 6759. For a private showing, call Barbara Dow at 916 761 7398.
Photos: Elizabeth Weintraub
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Certified HAFA Specialist
My Sacramento Real Estate Listings
Elizabeth Weintraub is an author, home buying columnist for The New York Times-owned About.com, a Land Park resident, and a Land Park real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento. Weintraub is also a Sacramento Short Sale agent who lists and successfully sells short sales throughout the four-county Sacramento area. Call Elizabeth Weintraub at 916.233.6759. Put 35 years of real estate experience to work for you. Broker-Associate at Lyon Real Estate. DRE License # 00697006.
The Short Sale Savior, by Elizabeth Weintraub, available at Amazon.com.
Lyon Real Estate is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.
The views expressed herein are Weintraub's personal views and do not reflect the views of Lyon Real Estate.
Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice. It could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.
Elizabeth - My husband would love to have a six car garage and since we don't have basements I'm right there with him. This sounds like a great listing.
Sometimes the lender will approve the estimated HUD but when they get the final HUD 24 - 72 hours before closing they reneg.
Elizabeth - Just had this conversation today about the difference between "estimated" and "final". Geez, you would think the words themselves would make the document self explanatory. Such is life for a Los Angeles & Ventura county MLO.
Most of us don't have basements in California, either, Michelle. If we do, it's an icky and scary place.
Hey Dave: I have not had a lender reject a final HUD unless something changed. They haven't been renegotiating, so maybe I've just been lucky. I have a lucky cloud that follows me.
Hi Donne: So, it's not just that negotiator who is confused then. That's good. I don't know where they find these people -- they aren't people who are from the industry. Maybe they're people who once worked at British Petroleum? I mean, what are the qualifications to be a negotiator? Wait, I know . . . must be able to read English without moving your lips or tracing sentences with your finger.